Specialized benefit planning for

Federal Employees

How do we help Federal Employees?

As a Federal Employee, you most likely chose your position due to the great benefits in store for you when you retire. We evaluate your needs and offer advice on how to structure your retirement income from your pension, Thrift Savings Plan (or other retirement savings plan), and Social Security. If you’re married, we explore spousal and survivor benefit options so you can make the best decisions for your family.

We serve Federal Employees in all departments of the Federal Government

  • Veterans Affairs
  • Veterans Health Administration
  • United States Postal Service
  • US Border Patrol
  • Federal Bureau of Prisons
  • Social Security Administration
  • Transportation Security Administration
  • Health and Human Services
  • Department of Transportation
  • Department of Labor
  • Department of Defense
  • Department of Justice
  • Housing and Urban Development
  • NASA
  • IRS, and more!

When can you retire?

We specialize in helping Federal Employees determine when they can retire. We look at your pension, the Thrift Savings Plan and your Social Security to determine your eligibility. Depending on your specific situation, you may be able to retire sooner than you think.

When can you retire

Request your No-Cost Benefits Analysis

The first step towards determining exactly what you are entitled to and when you can retire is to reach out to us for a No-Cost Benefits Analysis. We evaluate your specific circumstances and answer your questions in a way that will help you understand what steps you need to take for you and your family.

Other items we evaluate

  • Pension Repayment Options:
    If you’ve moved around in your career, or possibly left and come back, you might face a multitude of pension repayment options. We counsel you about lump sum payment requirements, the value of benefits gained in return, and how long it takes for a repayment decision to pay off in your favor.

  • Military Time Recapture/Buyback: 
    If you served in the Armed Forces of the United States, your service time could be creditable for retirement purposes if it was active service terminated under honorable conditions, and performed prior to your separation from civilian service for retirement.  Click here for more information

  • Veterans and Military:
    We are able to assist Veterans who are dealing with physical or emotional challenges and trying to find Insurance. There are also opportunities for growth of savings, bonds, 401ks, and IRAs.

© Copyright 2024 American Federal Benefits Consultants. All rights reserved.
American Federal Benefits Consultants is an independent organization not a government agency or affiliated with the federal government or any state government. *The terms CSRS, FERS, FEGLI, and FEHB are all registered trademarks of the U. S. Office of Personnel Management. American Federal Benefits Consultants, agents, consultants, or any independent contractors does not provide tax, legal, or investment advice and does not engage in the solicitation or sale of securities.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800 MEDICARE to get information on all of your options.