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Does my TSP provide enough savings for a comfortable retirement?

While the TSP (Thrift Savings Plan) provides a basic plan for Federal Employees. It's purpose is to give some level of coverage to help with retirement costs, but it's woefully inadequate at providing enough for a retirement and it ties up your money so that you can't invest it in better retirement vehicles. 

What is FEGLI and is it enough coverage for my family?

FEGLI stands for Federal Employee Group Life Insurance and is available as a benefit to Federal and Postal Employees. It provides basic coverages at a lower cost, but the death benefits are generally very low. If you own a home, have a spouse and family, the payout will not provide enough for your family to cover living expenses in the event of your untimely death. 

What kind of information do I get when I request a free benefits analysis?

Our comprehensive and customized Federal Employee Benefits Review includes an evaluation of your eligibility for benefits, what benefits you qualify for and options for enrolling in additional benefits plans to help supplement your needs.

Want to learn more about the free evaluation? Request a free analysis now.



Are you eligible? Have you met the age and years of service requirement?

  1. What will your expenses be in retirement and is your retirement income sufficient to maintain your standard of living?
  2. Have you factored in the increased cost of health insurance in retirement?
  3. Should you elect a survivor benefit and if so how much?
  4. How do you make sure your spouse has health insurance in retirement in the event of your premature death?
  5. Have you considered the new credit FERS employees receive for unused sick leave?
  6. Do you understand your Social Security benefits and the implications of starting benefits at age 62 versus 66 and older?
  7. Have you considered buying Military time?
  8. Do you know what role your TSP will play in your retirement? How long will your money last and should you leave the money in the TSP? Is the TSP the best place to leave your hard earned money?

In addition to the above issues, there are countless other areas that are unique to each employee that must be considered as well. We encourage all Federal & Postal employees to use us as a resource and contact us to set up a Free Benefits Review.

** Many reviews can take place over the phone, but there are some issues that require a face-to-face appointment. We do our very best to accommodate each and every employee.

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American Federal Benefits Consultants is an independent organization not a government agency or affiliated with the federal government or any state government. *The terms CSRS, FERS, FEGLI, and FEHB are all registered trademarks of the U. S. Office of Personnel Management. American Federal Benefits Consultants, agents, consultants, or any independent contractors does not provide tax, legal, or investment advice and does not engage in the solicitation or sale of securities.